#1 Southern California Insurance, Made Personal

Felicity Insurance Services makes finding the right coverage simple. We help drivers, homeowners and business owners throughout Riverside and San Bernardino counties compare real options from multiple carriers and choose coverage that actually fits their life, not just a quote form.

GET YOUR FREE INSURANCE QUOTE

No obligation. Personalized coverage options. Fast, friendly service.

Independent Insurance Agency

Comprehensive coverage options

580+ Five-Star Google Reviews

Trusted throughout Southern California

Residential & Commercial Coverage

Auto, home, renters & business

Licensed Insurance Professionals

Real local agents, real answers

OUR INSURANCE SERVICES

Insurance Coverage for Your Home, Vehicle & Business

From everyday auto coverage to protecting a growing home, we help Southern California families compare and understand what each policy actually includes.

Auto Insurance

Auto Insurance

California requires drivers to carry auto insurance, and the right policy is about more than meeting the minimum. We help you find coverage that fits how you actually drive.

Liability coverage required under California law

Full coverage and comprehensive options

Uninsured and underinsured motorist protection

Coverage for multiple vehicles and drivers

Homeowners Insurance

Homeowners Insurance

Protect what happens after life’s surprises. We help homeowners across Riverside and San Bernardino counties understand what belongs to them and how to protect it.

Dwelling and personal property coverage

Protection if someone is injured on your property

Coverage options for detached structures like garages or sheds

Guidance on replacement cost vs. actual cash value

Renters Insurance

Renters Insurance

A standard landlord policy doesn’t cover your belongings. We help renters throughout Southern California protect what’s inside their apartment or rental home.

Personal property coverage for theft, fire and more

Liability protection

Additional living expenses if your rental becomes unlivable

Coverage that fits a renter's budget

Motorcycle Insurance

Motorcycle Insurance

Whether you ride for weekend trips or daily commuting, we help you find motorcycle coverage built around how you actually ride.

Liability coverage required in California

Collision and comprehensive options

Coverage for custom parts and equipment

Uninsured motorist protection and roadside assistance

WHO WE ARE

A Local Insurance Agency for Southern California

Felicity Insurance is an independent insurance agency serving individuals, families and businesses throughout Southern California. We operate four offices across Riverside County and San Bernardino County, and we also work with clients online and by phone. When it comes to insurance, the goal isn’t just a cheap quote, it’s coverage you actually understand from an agent who has time to walk you through it.

Making Insurance Easier to Understand and Easier to Choose

We founded Felicity Insurance to help individuals, families and businesses throughout Southern California find coverage that actually matches their needs, not just a policy that meets the legal minimum. That means comparing options across multiple carriers, explaining coverage clearly and helping you make the choice with confidence.

Building Long-Term Relationships Through Better Insurance Guidance
Our vision is to become a trusted insurance resource for communities throughout Riverside County, San Bernardino County, Los Angeles County and Orange County. We aim to build lasting relationships by combining local service, honest guidance and a personalized approach with every customer.

Our Core Values

What guides how we work with every customer, every time.

Personalized Service

Every customer has different needs. We take the time to understand your situation and provide guidance tailored to you.

Speak with a Licensed Insurance Agent

Looking for the right coverage? Get your free, no-obligation quote today.

EST. 2001

How It Works

Our Insurance Process

We look at what’s actually happening in your life, whether that’s a school pickup or a commute across the county, and build coverage that fits it.

01

Tell Us What You Need

Share some information about yourself, your home, vehicle or business, so we understand what you're looking to protect.

02

Review Your Options

We compare coverage options and explain the differences in plain language, so you understand what each policy actually covers.

03

Choose Your Coverage

Once you know your options, you choose the coverage that fits your situation and budget, not the other way around.

04

Get Ongoing Support

As your life changes, your coverage should keep up. We're available to update, adjust, or answer questions long after your policy starts.

Why Southern California Chooses Felicity

Insurance Guidance You Can Actually Understand

From protecting your home and vehicle to covering your business and personal belongings, Felicity Insurance provides personalized insurance guidance for individuals, families and businesses throughout Southern California.

Independent & Unbiased

HOME PROTECTION

Because we’re not tied to one insurance company, we compare options across carriers so you get coverage that fits you, not a sales quota.

Local Southern California Knowledge

BUSINESS COVERAGE

We understand the communities we serve, from the Inland Empire to Riverside County, and bring that local knowledge to every policy we write.

MOTORCYCLE INSURANCE

RIDER PROTECTION

Explore motorcycle insurance coverage designed to protect your bike, your riding and your financial interests, whether you ride daily or on weekends.

AUTO INSURANCE

VEHICLE PROTECTION

Explore auto insurance options designed to protect your vehicle and provide coverage that fits your driving needs, from standard policies to high-risk and SR-22 situations.

Still Have Questions?

Get clear answers and personalized insurance guidance.

Customer Reviews

What Our Client s Says

Felicity Insurance provides trusted Commercial, Auto, Home, Motorcycle and Renters insurance throughout Hesperia, Rialto, Riverside and Upland, CA and the surrounding communities. Explore our reviews below to see what customers are saying.

Felicity Insurance Services place picture
4.9
Based on 321 reviews
Alec De Alva profile picture
Alec De Alva
2 months ago
Great service
Carlos Castro profile picture
Carlos Castro
2 months ago
Anna was very professional and respectful. She explained the insurance policy perfectly and answered all my questions.
Jaime Vicente profile picture
Jaime Vicente
2 months ago
Good service
Gerardo Orozco profile picture
Gerardo Orozco
2 months ago
Jennifer was amazing great help with my insurance 10/10 customer service would recommend to friends and family
R R profile picture
R R
4 months ago
Jennifer ramos was amazing she did everything she could to find me the best deals. I was completely understanding of my situation if you’re looking for an insurance needs registrations or anything like that go to her and she will get you the best deals. I will definitely be.
Liam Ward profile picture
Liam Ward
5 months ago
I always bring my vehicles here for my tags/title when I am not wanting to drive all the way to Barstow DMV. They are always extremely helpful and quick. I always recommend my friends and family to come here. Thank you, Alberto, for helping me out with my vehicle today! (04/04/2026)
Denisha Green profile picture
Denisha Green
6 months ago
Jennifer Ramos is awesome! She's quick and very knowledgeable. She helped me with so much. I appreciate her expertise. I will always be a customer.
Marco Leon profile picture
Marco Leon
8 months ago
I hear bout this place through my mom. The service they gave me was amazing. The girl that helped me was Jennifer she was very nice and willing to work with me to see what was my better option in obtaining the better rate for my insurance.
B2B & COMMUNITY PARTNERS

Trusted Insurance Partners Across Southern California

We help individuals, families and businesses find the right coverage with clear, personalized guidance across Southern California.

Realtors & Brokers

REAL ESTATE PARTNERS

Insurance support for home buyers closing on a new property.

Mortgage Professionals

LENDING PARTNERS

Helping clients secure required property insurance ahead of closing.

Property Managers

PROPERTY PARTNERS

Insurance guidance for rental and investment properties.

Business Professionals

BUSINESS PARTNERS

Coverage guidance for local businesses and their teams.

Auto Professionals

VEHICLE PARTNERS

Insurance support for drivers and auto service needs.

Community Partners

LOCAL PARTNERS

Connecting Southern California communities with insurance support.

Let’s Work Together

Partner with Felicity Insurance to help your clients find the right coverage.

Services

Additional Services

Felicity Insurance proudly serves Southern California with clear, personalized coverage across auto, home, business, and more.

Insurance Education

Guides & Insurance Basics

Straightforward answers to common insurance questions from Southern California drivers, homeowners, renters, riders and business owners.

Frequently Asked Questions

Felicity insurance Answers

Got a question we didn’t answer here? Reach out and we’ll get back to you quickly.

What types of insurance does Felicity Insurance offer?

Felicity Insurance provides a range of personal and commercial coverage options for individuals, families, and businesses. Customers can find protection for vehicles, homes, rental properties, motorcycles, boats, special events, and business operations through the company’s insurance services.

Yes. Felicity Insurance provides auto insurance options for different driving situations and coverage needs. Whether you need standard protection, liability coverage, or a more specialized policy, you can review the available auto insurance options to find coverage that fits your circumstances.

Yes. Drivers looking for broader protection can consider full coverage auto insurance. This type of policy can combine liability protection with coverage designed to protect your own vehicle, depending on the specific policy and limits selected.
Yes. Felicity Insurance has an auto insurance option specifically addressing drivers with a foreign license. The foreign license insurance page can help drivers understand their options when they have a valid license issued outside the United States.
Yes. Drivers who have had violations, accidents, license problems, or other factors that make obtaining standard coverage more difficult may have specialized options. Felicity Insurance provides high-risk auto insurance for drivers who may not fit traditional insurance criteria.

Felicity Insurance offers an option specifically for customers who need auto insurance without a traditional driver’s license. The no-license auto insurance page provides information for people whose circumstances make standard licensed-driver coverage unsuitable.

SR-22 is a financial-responsibility filing that may be required after certain driving violations or license-related situations. Felicity Insurance offers SR-22 insurance as well as non-owner SR-22 coverage for eligible drivers who need to satisfy an SR-22 requirement without owning a vehicle.

Yes. Homeowners can obtain coverage through Felicity Insurance’s homeowners insurance offerings, while people who rent their homes or apartments can consider renters insurance to help protect their personal belongings and provide other applicable policy protections.

Still Have Questions?

Get clear answers and personalized insurance guidance.

GET YOUR FREE INSURANCE QUOTE

No obligation. Personalized coverage options. Fast, friendly service.