MOTORCYCLE INSURANCE IN SOUTHERN CALIFORNIA
Whether you ride for daily commuting or weekend trips through the desert, Felicity Insurance helps you find motorcycle coverage built around how you actually ride, for riders throughout Riverside County, San Bernardino County, and surrounding communities.
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SERVICE OVERVIEW
What Motorcycle Insurance Covers in Southern California
California requires motorcycle riders to carry liability insurance, just like drivers of a car, but a motorcycle policy needs to account for things a standard auto policy doesn’t: custom parts, riding gear, and the different ways a bike gets damaged or stolen. At Felicity Insurance, we build coverage around your specific bike and how you ride it.
We help riders throughout Riverside County, San Bernardino County, and surrounding communities find coverage for cruisers, sport bikes, touring bikes, and custom builds alike.
Our Motorcycle Insurance Coverage Includes:
Liability coverage required under California law
Collision and comprehensive coverage
Coverage for custom parts and equipment
Uninsured motorist protection
Roadside assistance
WHAT'S INCLUDED
Understanding Your Motorcycle Coverage
Motorcycle insurance is made up of a few different parts. Here’s what each one actually does.
Liability Coverage
REQUIRED BY CALIFORNIA LAW
Covers injuries or property damage you cause to someone else while riding.
Collision Coverage
PROTECTS YOUR BIKE IN AN ACCIDENT
Pays to repair or replace your motorcycle after a collision, regardless of who’s at fault.
Comprehensive Coverage
PROTECTS AGAINST NON-COLLISION DAMAGE
Covers theft, vandalism, weather damage, and fire, damage that has nothing to do with a crash.
Custom Parts & Equipment Coverage
PROTECT YOUR UPGRADES
Covers custom paint, aftermarket parts, and added equipment that a standard policy might not include.
Uninsured Motorist Coverage
PROTECTION FROM OTHER RIDERS OR DRIVERS
Protects you if you’re hit by a driver who has no insurance or not enough coverage to pay for your damages.
Roadside Assistance
OPTIONAL ADD-ON
Covers towing and roadside help if you break down or need assistance on the road.
HOW IT WORKS
Our insurance Process
We look at what’s actually happening with your bike and how you ride it first, and build coverage that fits.
01
Tell Us What You Need
Share some information about your motorcycle and how you ride, so we understand what you're looking to protect.
02
Review Your Options
We compare coverage options across carriers and explain the differences in plain language.
03
Choose Your Coverage
Once you know your options, you choose the coverage that fits your bike and budget.
04
Get Ongoing Support
As your bike or riding habits change, your coverage should keep up. We're available to update, adjust, or answer questions long after your policy starts.
Why Southern California Chooses Felicity
Insurance Guidance You Can Actually Understand
We help individuals, families and businesses find the right coverage with clear, personalized guidance.
Independent & Unbiased
Because we're not tied to one insurance company, we compare options across carriers so you get coverage that fits your bike.
Local Southern California Knowledge
We understand the communities we serve, from Riverside County's desert cities to the Inland Empire communities of San Bernardino County.
Multiple Insurance Options
From liability to full coverage with custom parts protection, we help you compare options across multiple carriers.
Personalized Guidance
We take the time to understand your bike and how you ride before recommending coverage.
Support Beyond the Sale
Our relationship doesn't end once you have a policy. We're available to help with questions, changes and coverage reviews.
Simple Quote Process
Get started with a straightforward and convenient quote process.
Still Have Questions?
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Customer Reviews
What Our Clients Says
Felicity Insurance provides trusted Commercial, Auto, Home, Motorcycle and Renters Insurance throughout Southern California. Explore our insurance solutions below to find the coverage that best fits your needs.
REAL-WORLD INSURANCE HELP
Coverage Built Around How You Ride
A standard auto policy doesn’t fit a motorcycle the way you’d expect, custom parts, riding gear, and the ways a bike gets damaged are all different. Felicity helps riders find coverage that actually matches their bike and how they use it.
What We Can Help With:
Liability and full coverage options
Custom parts and equipment protection
Coverage for cruisers, sport bikes, and touring bikes
Personal watercraft and multi-bike discounts
WHAT RIDERS SHOULD KNOW
Motorcycle Insurance Made Simple
California requires liability coverage to ride, but that’s often just the starting point. Knowing what collision, comprehensive, and custom parts coverage each add helps you decide how much protection your bike needs.
Know the Basics:
Liability Coverage
Collision vs. Comprehensive Coverage
Custom Parts & Equipment Coverage
Uninsured Motorist Coverage
Roadside Assistance
Insurance Education
Guides & Insurance Basics
Straightforward answers to common insurance questions from Southern California drivers, homeowners, renters, riders and business owners.
Frequently Asked Questions
Felicity insurance Answers
Got a question we didn’t answer here? Reach out and we’ll get back to you quickly.
What is motorcycle insurance?
Motorcycle insurance is designed to provide financial protection for eligible riders against covered losses and liabilities associated with owning and operating a motorcycle. Felicity Insurance offers motorcycle insurance for riders looking for coverage suited to their needs.
Why do I need motorcycle insurance?
Motorcycles can involve risks that differ from those associated with standard passenger vehicles. Appropriate insurance can help protect you financially against covered accidents, property damage, injuries, theft, and other eligible losses, depending on the policy you choose.
What can motorcycle insurance cover?
Coverage varies by policy, but motorcycle insurance may include liability protection and coverage for physical damage to the motorcycle. The available limits, deductibles, covered events, and exclusions depend on the policy and the rider’s circumstances.
Can I get liability coverage for my motorcycle?
Yes. Motorcycle owners can ask about liability protection for covered bodily injury or property damage claims for which they may be legally responsible. The appropriate limits depend on your circumstances and applicable insurance requirements.
Can motorcycle insurance cover damage to my own bike?
Depending on the policy selected, motorcycle insurance may provide physical damage protection for covered losses. When requesting a quote, provide details about your motorcycle, its value, how it is used, and where it is stored so Felicity Insurance can discuss available options.
Can I get motorcycle insurance if I already have auto insurance?
Yes. Motorcycle insurance is separate from standard personal auto coverage because motorcycles have different risks and insurance considerations. If you also need coverage for your car, you can review Felicity Insurance’s auto insurance options and discuss your overall insurance needs with the agency.
How can I get a motorcycle insurance quote?
To discuss motorcycle coverage, provide information about your motorcycle, riding history, location, and the protection you need. You can contact Felicity Insurance or call +1 (888) 257-8015 to ask about available motorcycle insurance options and request a quote.
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Get clear answers and personalized insurance guidance.